Santiment says wallets holding at least 10 million XRP now control 68.5 percent of supply, a near four-year high, as whales keep accumulating.
XRP Technical Analysis: Support, Resistance & Pivot Today (Oct 28, 2026)
Technical score
Short-termdays to 2 weeks
Bullishweak
Medium-termweeks to months
Bearishmoderate
Long-termmonths and beyond
Bullishmoderate
What drives the technical score
Short-termdays to 2 weeks：Bullish
- Intraday view is bullish
- Daily MACD above its signal line
- 5-day up 1.7%
- Price below the 20-day average
- Daily RSI 45, weak momentum
Medium-termweeks to months：Bearish
- Daily view is bullish
- Price below the 50-day average
- 20-day average below the 50-day
- 20-day down 6.4%
- Daily MACD below zero
Long-termmonths and beyond：Bullish
- Price above the 40-week average
- 10-week average above the 40-week
- Weekly MACD above its signal line
- 6-month down 4.9%
- Weekly RSI 48, neutral momentum
The technical score combines several pieces of technical evidence, including moving-average position, momentum, recent performance, our level views and active chart patterns; more filled segments mean the evidence agrees more strongly. Support and resistance are the nearest levels from the intraday and short-term views. For reference only; not investment advice.
XRP 30 MINActive since Oct 28, 2026 07:30 UTC+8
XRP: Bullish above the pivot
Target level↑ 1.3491
Pivot level1.3092
Support1.2919
Our preference
Above 1.3092, look for a move towards 1.3491.
Alternative scenario
Below 1.3092, expect 1.2919 and 1.2815.
Comment
As long as price holds above the pivot, the upside structure remains intact. RSI is at 49 and MACD is below its signal line.
Full level ladder
| Resistance 3 | 1.3699 |
| Resistance 2 | 1.3595 |
| Resistance 1 | 1.3491 |
| Price | 1.3239 |
| Pivot | 1.3092 |
| Support 2 | 1.2919 |
| Support 3 | 1.2815 |
XRP DAILYActive since 2026-08-31
XRP: Bullish above the pivot
Target level↑ 1.6285
Pivot level1.2141
Support1.0612
Our preference
Above 1.2141, look for a move towards 1.6285.
Alternative scenario
Below 1.2141, expect 1.0612 and 0.9702.
Comment
As long as price holds above the pivot, the upside structure remains intact. RSI is at 46 and MACD is above its signal line.
Full level ladder
| Resistance 3 | 1.8240 |
| Resistance 2 | 1.7262 |
| Resistance 1 | 1.6285 |
| Price | 1.3239 |
| Pivot | 1.2141 |
| Support 2 | 1.0612 |
| Support 3 | 0.9702 |
AI market story
Updated 2026-10-28 10:48 UTC+8XRP tilts short-term bullish but mid-term averages still cap gains
XRP trades at 1.3342, up 1.75% in a day and 1.69% in five days, yet still down 6.39% over 20 days. It sits near the 20-day average of 1.3320 and below the 50-day 1.3989, with daily RSI at 47 and MACD histogram shrinking three sessions.
What you should know
Price journey: up or down lately?
It is rising recently: up 1.75% in a day and 1.69% in five days, though the 20-day change is still minus 6.39%, so this is a rebound after a pullback.
Trend: which way is the bigger picture pointing?
Direction is mixed: short-term and long-term views are bullish while the mid-term is bearish. The 50-day average at 1.3989 above price must be reclaimed for a mid-term turn.
Momentum: gaining or losing strength?
Momentum is fading: MACD holds above its signal line but the histogram has shrunk three days straight, and RSI recovered only from 40 to 47, so the bounce is not accelerating.
Key levels: which prices matter next?
Watch 1.3491 and 1.3595 as upside targets plus the 50-day 1.3989; on the downside hold the 30-minute pivot at 1.3092, with 1.2919 next and the daily pivot at 1.2141.
Ripple trust bank approval and RLUSD on Robinhood keep news flow bullish
Ripple won final OCC approval for a national trust bank able to manage RLUSD reserves, and RLUSD is expected on Robinhood by end-2026, reaching about 28.6 million funded customers. Wallets holding at least 10 million XRP now control 68.5% of supply, a near four-year high.
What you should know
What is the market talking about?
Markets are discussing Ripple's final OCC approval for a national trust bank, RLUSD coming to Robinhood with expanded BNY custody work, and large wallets holding 68.5% of supply, a near four-year high.
Is the news flow positive or negative?
Clearly bullish: four items are positive and the Polymarket XRP contracts item is neutral, with nothing bearish, so the news backdrop favors the upside.
How could this news affect the price?
The trust bank approval and RLUSD listing are structural positives for the longer-term story, but heavy wallet concentration can amplify price reactions, so short-term focus stays on holding 1.3092.
FOMC and core PCE loom, XRP swings near 1.3 times normal
The FOMC rate decision lands at 02:00 on 10-29 with the floor and ceiling expected at 3.75 and 4. In the 16 prior releases XRP averaged 0.1 dollar moves over four hours, peaked at 0.3 and rose 56% of the time, about 1.3 times normal. Core PCE and Q3 GDP follow at 20:30.
What you should know
What is coming up on the calendar?
Coming up are the FOMC floor and ceiling decisions, Google and Microsoft Q3 earnings calls, plus September core PCE month-on-month and the Q3 annualized GDP advance, mostly high importance.
How much do these events usually move the price?
After the 16 prior FOMC releases XRP averaged 0.1 dollar over four hours, peaked at 0.3 and rose 56% of the time, about 1.3 times normal; core PCE averaged and peaked near 0.1 dollar at 0.9 times normal, while GDP rose only 39% of the time.
This content was generated with the assistance of AI from the Borearis Research Team's market data and analysis. For reference only; not investment advice. How we produce this content
Volatility stop
Daily downtrendsince 2026-10-07
Short trailing stop1.4383
Distance from price7.95%
XRP is below its daily short trailing stop. Short positions can reference 1.4383 (7.95% away); it only moves down. A daily close above 1.4383 signals the trend is strengthening.
Calculated from the 22-day high (low) minus (plus) 3 times the average true range on the daily chart, and it only moves in the trend's favour. A common trailing-stop method, for reference only; not investment advice.
Thick line = trailing stop (green uptrend, red downtrend); vertical line = latest trend change; last 90 daily bars
Technical picture
- Price is below the 20- and 50-day moving averages, a weak medium-term structure.
- Daily RSI is 45, soft momentum.
- Daily MACD is above its signal line; daily momentum is up.
- Price is inside the daily Bollinger Bands (1.2596 to 1.4034).
Related economic events this week
| 10-27 22:00 | United States Oct Richmond Fed Manufacturing IndexAfter 23 past releases, XRP moved $0.1 on average in 4 hours · max $0.1 | -2 |
| 10-27 22:00 | United States Oct Conference Board Consumer Confidence IndexAfter 24 past releases, XRP moved $0.1 on average in 4 hours · max $0.1 | 91.7 |
| 10-29 02:00 | United States FOMC Rate Decision (Lower Bound) HighAfter 16 past releases, XRP moved $0.1 on average in 4 hours (1.3× normal) · max $0.3 | 3.75 |
| 10-29 02:00 | United States FOMC Rate Decision (Upper Bound) HighAfter 16 past releases, XRP moved $0.1 on average in 4 hours (1.3× normal) · max $0.3 | 4 |
| 10-29 04:30 | United States Alphabet Q3 Earnings Call High | — |
| 10-29 05:00 | United States Microsoft Q3 Earnings Call High | — |
| 10-29 20:30 | United States Sep Core PCE Price Index MoM HighAfter 23 past releases, XRP moved $0.1 on average in 4 hours · max $0.1 | 0.3 |
| 10-29 20:30 | United States 3Q Real GDP Annualized QoQ Prelim HighAfter 23 past releases, XRP moved $0.1 on average in 4 hours · max $0.1 | 3 |
Times in UTC+8. Grey = forecast. Full economic calendar →
News and sentiment for XRP
SentimentVery positive 71
Last 24h13 stories
Last 7 days36 stories
7-day sentiment
Robinhood will offer Ripple's RLUSD stablecoin to retail customers despite backing rival USDG.
Polymarket's US app launched five-minute crypto contracts covering Bitcoin, Ether, SOL and XRP.
Ripple and Robinhood expanded their partnership to bring RLUSD to retail and institutional markets, plus custody and settlement deals.
Ripple and Robinhood formed a strategic partnership to expand RLUSD stablecoin access across retail and institutional channels.
Ripple and Robinhood announced a stablecoin partnership, bringing RLUSD to the Robinhood app and XRPL institutional settlement.
Trade signals for XRP
Short-term Signals 30-minute · held a few hours to a day
| Signal time | Bias | Entry | Status | R |
|---|---|---|---|---|
| Sep 25, 2026 19:30 | Bearish | 1.6094 | Closed at time limit | +0.69+$0.02 |
| Sep 23, 2026 18:30 | Bullish | 1.5559 | Half profit, rest at break-even | +0.23+$0.01 |
| Sep 22, 2026 22:00 | Bullish | 1.5457 | Target hit | +1.17+$0.06 |
| Sep 15, 2026 03:00 | Bullish | 1.4458 | Stopped out | -1.01−$0.05 |
| Sep 11, 2026 22:30 | Bullish | 1.3790 | Stopped out | -1.01−$0.03 |
All short-term signals and results →
Swing Signals 1-hour and 4-hour · held a day to a week
No recent swing signals for XRP.
Chart patterns in play for XRP
No active 15-minute to 4-hour patterns for XRP right now.
FAQ
Where are XRP support and resistance levels today?
Intraday resistance: 1.3491, 1.3595, 1.3699. Support: 1.3092, 1.2919, 1.2815. Pivot: 1.3092 (updated Oct 28, 2026 15:09 UTC+8).
Is XRP bullish or bearish now?
Intraday: bullish. Short-term (daily): bullish. Bullish above 1.3092, targeting 1.3491 and then 1.3595.
How has XRP been trading lately?
XRP tilts short-term bullish but mid-term averages still cap gains. XRP trades at 1.3342, up 1.75% in a day and 1.69% in five days, yet still down 6.39% over 20 days. It sits near the 20-day average of 1.3320 and below the 50-day 1.3989, with daily RSI at 47 and MACD histogram shrinking three sessions.
How do I read the XRP technical score?
Currently short-term bullish, medium-term bearish, long-term bullish. The technical score combines several pieces of technical evidence, such as moving-average position, momentum, recent performance, our level views and active chart patterns, into short-, intermediate- and long-term readings. More filled segments mean the evidence points the same way; neutral means bullish and bearish evidence are balanced.
Where should a stop loss go on XRP?
XRP is below its daily short trailing stop. Short positions can reference 1.4383 (7.95% away); it only moves down. A daily close above 1.4383 signals the trend is strengthening.
Which economic events matter for XRP next?
FOMC and core PCE loom, XRP swings near 1.3 times normal. The FOMC rate decision lands at 02:00 on 10-29 with the floor and ceiling expected at 3.75 and 4. In the 16 prior releases XRP averaged 0.1 dollar moves over four hours, peaked at 0.3 and rose 56% of the time, about 1.3 times normal. Core PCE and Q3 GDP follow at 20:30.
What is the pivot?
The pivot is the line in the sand for the view. In a bullish view it sits below price; a close below it invalidates the view and a new set of levels is drawn. The reverse applies to a bearish view.
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